| Benrfits |
Limits |
Remarks |
| Medical and Related
Expenses |
R20 000 000 |
- Policy includes evacuation, blood bank
and assistance services. Return of mortal
remains/cremation or burial costs is covered
up to the policy limit.
- Excess R350 up to age 70.
- Excess R1 000 up to age 80.
- Excess R1 500 for journeys exceeding
180 days.
- No Excess is applicable if hospitalised
for more than 24 hours except for journeys
exceeding 180 days where the excess is
R1 500.
|
| Hospital Inconvenience |
R5 000 |
Whilst
away on a journey and hospitalised for at
least 24 hours. We will pay you R100 per day
for each complete 24 hours up to the policy
limit. |
| Visit by family
member |
R25 000 |
Reasonable
costs towards travelling and accommodation
for a family member to join you until you
are fit to continue your journey or travel
back to country of origin. |
| Personal Liability
|
R2 000 000 |
Legal
liability to third party persons or property. |
Personal
Accident
|
|
|
| - In Flight |
R500 000 |
Also
called Death / Permanent DisabilityIn flight
– whilst on a plane. This is a lump
sum payment should an insured die or become
permanently disabled as a result of an accident. |
| - Not In Flight |
R300 000 |
As
above, but anytime whilst on the ground. |
| Cancellation |
R20 000 |
Loss
of deposits or cancellation fees payable as
a result of cancelling or changing a journey
due to illness, disability or death of self,
family member or business associate or person
abroad with whom you had intended to stay,
traumatic event, termination of employment
due to economic reasons, loss of travel documents
causing unavoidable cancellation.
Excess R500 |
| Missed Connection
|
R20 000 |
Resulting
from any circumstances outside your control
and subject to a connecting carrier scheduled
to arrive not less than 4 hours prior to scheduled
departure time. |
| Replacement
Airfare |
R20 000
Reimbursement of cost of economy class airfare
for new journey |
If
you are repatriated to your country of residence
or hospitalised with more than 50% or 5 days
of your journey outstanding, whichever is
the greater, we will reimburse you the cost
of an economy class ticket to go on a new
journey. |
| Curtailment
|
R20 000 |
Loss
of deposits or cancellation fees payable as
a result of cutting short / curtailing a journey
due to illness, disability or death of self,
family member or business associate or person
abroad with whom you had intended to stay,
traumatic event, loss of travel documents
causing unavoidable cancellation.
Excess R500 |
| Hijack, hostage
or Wrongful Detention |
R20 000 |
If
you are hijacked on a public conveyance or
if you are held hostage or if you are held
in wrongful detention we will pay a daily
benefit of R500 per every complete 24 hours
up to policy limit. |
| Legal Cover |
R10 000 |
If
you are wrongfully imprisoned or threatened
with imprisonment. We will assist you in locating
and appointing legal counsel and pay for legal
expenses incurred by you. |
| Luggage,
(optional benefit. Option 1 chosen to illustrate) |
R7 500 |
Option
2 = R5 000;
Option 3 = R3 000
|
| Cash and
Documents |
R1 875
(Included
in above benefit) |
Cash
and documents cover is limited 25% of Luggage
Sum Insured |
| Luggage Delay |
R750 |
Single
item restriction – 25% of the sum insured.If
luggage is delayed or temporarily misplaced
for a period in excess of 6 hours we will
reimburse the cost of purchasing emergency
essential items of clothing and person effects.
All receipts are required. |
